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No professional advice
Our pages explain what ACORD forms are for and what their sections ask for. They are not legal, insurance or financial advice, and reading them doesn’t make us your agent or advisor.
Forms and editions
ACORD updates its forms from time to time, and insurers, lenders and certificate holders can have their own requirements. Before you use or rely on any form, confirm with your agent or insurer that it’s the right form and the right edition for your situation.
Coverage comes from the policy
A certificate of insurance or other ACORD form summarizes coverage. It doesn’t create, extend or change coverage. Only the policy and its endorsements decide what is covered.
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